OpenAI launches personal finance feature for ChatGPT in the US Pro subscribers Made available as a preview for. Monthly 200 dollars Paying users can connect their bank, credit card, investment and debt accounts to ChatGPT. The company released the feature after collecting feedback from the early access process. To Plus users also plans to open.
New feature includes financial account links plaid It dries over. Including institutions such as Plaid, Chase, Fidelity, Schwab, American Express, Capital One and Robinhood. With over 12,000 financial institutions it works. Thus, ChatGPT brings together the information in different banking and investment applications in a single finance panel.
Once the account connection is complete, ChatGPT can see balances, spending history, active subscriptions, upcoming payments, stock portfolio and obligations such as credit card debt and mortgage. However, OpenAI states that ChatGPT cannot make changes to accounts, initiate money transfers, or view full account numbers. Additionally, the system does not pay invoices, place purchase and sale orders, or prepare tax returns.
The finance panel offers a view that summarizes the user’s money movements. ChatGPT can be asked if expenses have changed recently, what subscriptions are ongoing, or how to plan for a home-buying goal. OpenAI, GPT-5.5 He says that his model works better on the financial reasoning side than previous models.
OpenAI brings financial data to ChatGPT panel
ChatGPT Finances currently works on the web and iOS. Panel; It offers separate views for expenses, invoices, subscriptions, net worth and investment information. In addition, users can evaluate stock and ETF movements, recurring payments and debt items in the portfolio in the chat.
OpenAI also Intuit It is also preparing its support. When this support arrives, ChatGPT will be able to analyze the tax impact of a share sale or the possibility of approval for a credit card and loan application. However, the company clearly states that ChatGPT does not act as a financial, tax, legal or investment advisor.
On the privacy side, OpenAI says users can detach linked accounts at any time. The company keeps synchronized financial data after disconnection. within 30 days He states that he will remove it. Users can also delete saved financial memories and choose whether their data will be used to train OpenAI models.
However, OpenAI does not provide a detailed explanation about the use of financial data outside of artificial intelligence training or what additional protections will come into play in the event of a possible security breach. Bank balance, spending habits, credit card debt and mortgage information are among the most sensitive personal data. Before connecting an account, it is necessary to check which data will be opened to ChatGPT and how this data will be managed.
This move coincides with OpenAI’s plan to expand ChatGPT services that work with sensitive personal data. The company introduced ChatGPT Health in January and brought about similar discussions about trust over health data. On the same day, OpenAI added Codex to the ChatGPT mobile app, offering the ability to monitor and guide AI-powered coding sessions on iOS and Android.
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