DS Automobiles offers a loan campaign of 500,000 TL with a 12-month maturity for the 2026 model N°4 Pallas BlueHDi 130 Automatic. In the brand’s official October campaign, the interest rate is 0.99 percent and the monthly installment is 44,535.34 TL. However, the offer does not cover all individual buyers. The company explains these conditions for customers who use commercial loans, purchase brand insurance and credit protection or credit life insurance.
Offer 1-31 October 2026 Valid for zero mileage 2026 model N°4 Pallas BlueHDi 130 Automatic. Koç Stellantis Finansman evaluates the applications according to its own credit policies and gives final approval. With DS, the financing company limits the campaign to stocks and reserves the right to change the conditions.
In the official table, in addition to the interest rate of 0.99 percent, the monthly total simple cost rate appears to be 1.34 percent and the annual rate is 17.33 percent. This distinction reveals that the declared interest rate and the cost indicator do not mean the same thing. Moreover, the company requires a one-time allocation fee of 7,875 TL and a pledge fee of 1,500 TL.
The arithmetic sum of twelve installments is 534,424.08 TL. When two advance fees are added, this amount increases to 543,799.08 TL. This calculation does not constitute a complete cost quote that includes insurance premiums. It is also necessary to take into account the premiums and the part of the vehicle price that is not included in the loan. Therefore, a loan of 500 thousand TL does not mean the price of the entire car.
N°4 is available in Türkiye with diesel engine and automatic transmission
The N°4 covered by the campaign uses the 130 horsepower BlueHDi diesel engine. DS’s Türkiye product page explains an average consumption of 5.2-5.3 liters per 100 kilometers in WLTP measurement. In real driving, road, weather, load and usage style can change this result. These values are not range or consumption data for an electric N°4 version.
The Pallas equipment has a digital display of approximately 25.4 centimeters and a touchscreen multimedia screen of the same diagonal size. DS IRIS SYSTEM supports wireless Android Auto and Apple CarPlay connectivity. In addition, adaptive cruise control, rear view camera, front and rear parking sensors are also included in the standard equipment list on the product page.
If you are planning to purchase vehicles for companies, you need to distinguish this offer from other commercial financing examples on the same page. DS also publishes separate tables with different down payment and cost rates. The scope of the 0.99 percent campaign here becomes valid with the specified model, date and insurance conditions.